Now funding · Equipment financing & business lines of credit for Q4 2026Apply in about 5 minutes →
Nexum Commercial Finance
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Nexum Commercial Finance · DFW & nationwide

One application. More ways to fund your business.

Get matched with commercial equipment financing and business lines of credit. We match your deal first, then send it only to lenders that fit. Fast decisions, straightforward terms, one relationship with Nexum.

  • Simple application
  • Competitive financing options
  • Dedicated support from application to funding

2026 ends in

Days
:
Hours
:
Min
  1. Apply today5 minutes
  2. Decisionoften 24–48 hrs
  3. Fundeddays after docs
  4. On the jobbefore Dec 31

Get your equipment working before the year ends, and start 2027 ready for bigger jobs. Start today →

Step 1 of 3 · one tap

What do you need?

$50M+Funded by our team
24–48 hrsTypical decision
5 minutesTo apply
No credit impactTo check your options
1 advisorStart to finish
New & usedEquipment financed

The problem

Business moves fast. Your financing should too.

Traditional financing can involve multiple applications, long timelines and limited options. Nexum keeps it simple. We study your business first, then send your file only to lenders that fit your deal. Your information is not passed around.

Your bankNexum
Where your information goesOne bank, one set of rulesOnly to lenders that fit your deal
How the lender is chosenThere is no choiceWe match your deal first, then send it
Who helps youWhoever is freeOne advisor, start to finish
What they focus onEvery kind of lendingEquipment & business credit only
Applications you fill outOne per lenderJust one

The Nexum advantage

Financing that moves like you do.

Deep industry expertise plus modern technology, so you get funded faster on terms you can actually read.

Fast-track approvals

A streamlined digital process delivers decisions in hours or days — not weeks. Get your capital and get to work.

Industry specialists

We only do commercial equipment financing and business lines of credit. We know your assets and what it takes to get complex deals funded.

Transparent terms

No hidden fees, no last-minute surprises. Clear, straightforward financing you can understand and trust.

Dedicated support

From application to funding, one dedicated advisor guides you through every step for a smooth experience.

Who we serve

Built for builders.

Purpose-built for established businesses in construction, agriculture, transportation and manufacturing that are ready to scale. Based in Dallas-Fort Worth and serving businesses nationwide.

  • You need new or used heavy equipment quickly to take on bigger projects.
  • You're tired of rejections and runaround from traditional banks.
  • You want a straightforward process with an expert partner who gets your industry.
  • You've been in business a year or more and are ready for the next stage of growth.

Our process

From application to asset in four steps.

No mountain of paperwork. Just a clear path to capital.

  1. Step 01

    Apply online

    Three short steps, about 5 minutes. No mountain of paperwork to get started.

  2. Step 02

    Quick review

    Our specialists review your application and reach out with initial options, often within hours.

  3. Step 03

    Select your offer

    We present clear, competitive terms. Choose the option that best fits your business goals.

  4. Step 04

    Get funded

    Receive your capital, purchase the equipment and drive your business forward.

Trusted by operators

Real businesses. Real approvals.

"We needed a dozer to land a municipal contract and our bank wanted three weeks just to look at it. Nexum had an approval to me the next afternoon. Straight terms, no games."

Marcus D. · Texas

"I'd been turned down twice because of a rough year. They actually understood my numbers and found a lender who did too. Financed a used excavator with a down payment I could live with."

Ray T. · Ohio

"Two trucks and a trailer financed in under a week. My advisor picked up every call and explained the financing so I could plan around Section 179 with my CPA. This is how it should work."

Alicia M. · Georgia

Testimonials reflect individual experiences. Individual results vary.

Questions?

We have answers.

What kind of equipment do you finance?

Commercial equipment across construction, transportation, agriculture, and manufacturing — from excavators and dozers to commercial trucks, trailers, and specialized machinery. We also offer business lines of credit for working capital needs.

What are the minimum requirements?

We typically work with established businesses operating for at least a year with consistent monthly revenue. The best way to know for sure is our quick application — checking your options won't affect your credit. If you move forward with a specific lender, they may run a full credit check as part of underwriting.

How long does the process take?

Speed is the point. Many clients receive a decision within 24–48 hours and can be funded within a few business days after documents are submitted.

Is this a loan or a lease?

We offer a range of products, including traditional loans and equipment financing agreements (EFAs). We'll help you choose the structure that best fits your tax and cash-flow needs.

Do I have to put money down?

Not always. Because the equipment itself secures the financing, no-money-down and low-down structures are common for qualified borrowers. We'll show you the options side by side so you can protect your cash flow.

Does Nexum serve businesses outside of Texas?

Yes. Nexum is based in the Dallas-Fort Worth area and works with established businesses across the United States, not just in Texas.

Ready to upgrade your fleet?

Don't let financing be the bottleneck. Win more bids, run more efficiently and grow your bottom line. Get your no-obligation options today.

See my financing options

One application. We send your file only to lenders that fit your deal. Approval and terms are subject to lender underwriting.

See my financing options